No. I'm not getting political. I don't need anything else to piss me off. I mean my own household budget.
For the first time in my adult life, I am damn near broke. Paychecks are cutting it too close for comfort and the credit card is close to maxed out. One income for five people plus paying for my husband's college out of pocket (because we "make too much" for financial aid) has finally caught up with us. We aren't missing payments or anything like that. But it wouldn't take much to push us over the edge. Especially now that my husband's unemployment has run out.
Here are my solutions:
Go through our clothes, DVDs, CDs and toys for things to sell. This might not be the best time for a yard sale but there's always craigslist, right?
Stop buying every book that catches my eye. For the next year, I will only buy books that are part of a series I am already invested in. I will stop buying books in a series that has taken a turn for the worse in hopes that the author has somehow rescued the plot and characters from certain literary doom. Get a library card, too.
Stop eating out at work. No exceptions. If all we have is stale bread and peanut butter, then that's what's for dinner.
Start using coupons more frequently.
Ask myself "do we need this right now?" with every item that goes into the shopping cart. Now I only shop at two places: Costco and Kroger. Okay, three places. I go to Barnes & Noble maybe four times a year. If you people see me at any of those places, gazing longingly at something that isn't a necessity, call me out on it.
Freeze back food. We spend a ton on Dagan's gluten free food items. I will start cooking in the middle of the day and freeze back lunch stuff for him. I just have to drag out those gluten free cookbooks again.
So, dear folks...what are your best money saving tips?